Amortization methods differ based upon the type of loan. 分期摊销的方法根据贷款的不同类型而不同。
Principal and interest payments received from the underlying amortization loan are passed through to the investors. Owing to the stable cash flow, easy operation and low risk, residential mortgage-backed securities were created as the breakthrough of the asset backed securitization in a list of countries. 住房抵押贷款证券化是以住房抵押贷款为基础资产,以借款人分期偿还贷款所形成的稳定现金流作为支撑,具有易操作,风险低等特点,所以在各国都被作为资产证券化的突破口。